United States 15-Year Mortgage Rate
6.0%▲ +0.06 pt
Sep 2026 · Weekly
The 15-year mortgage rate rose to 6.26% in the week ending September 17, from 6.09% previously. This marks the fourth consecutive weekly increase and the highest level since January 16, 2025. The rate has climbed from 5.84% in late June and was 5.41% a year ago. It remains well below the all-time high of 8.89% in December 1994 but above the record low of 2.1% in August 2021, according to the Federal Reserve Bank of St. Louis.
source: Federal Reserve Bank of St. Louis
15-Year Mortgage Rate in United States rose to 6.0% for the week ending Sep 2026 from 6.0% in Aug 2026.
| Actual | Previous | Highest | Lowest | Dates | Frequency |
|---|---|---|---|---|---|
| 6.0% | 6.0% | 8.9%Dec 1994 | 2.1%Aug 2021 | 1991 – 2026 | Weekly |
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About this series
15-Year Mortgage Rate in United States averaged 5.3% from 1991 until 2026, reaching an all-time high of 8.9% in Dec 1994 and a record low of 2.1% in Aug 2021. The series is reported weekly with history from 1991.
Source & methodology
Federal Reserve Bank of St. Louis · Federal Reserve Bank of St. Louis (FRED)
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