United States 30-Year Mortgage Rate

6.7% +0.05 pt

Sep 2026 · Weekly

The 30-year mortgage rate rose to 6.95% in the week of September 17, 2026, from 6.76% previously. This marks the fourth consecutive weekly increase, extending a rising streak that began in late August. The rate has climbed steadily from 6.49% in late June, with the latest print reaching its highest level since January 30, 2025. At 6.95%, the rate remains well below the all-time high of 18.63% set in October 1981 and above the year-ago level of 6.26%, according to the Federal Reserve Bank of St. Louis.

source: Federal Reserve Bank of St. Louis

30-Year Mortgage Rate in United States rose to 6.7% for the week ending Sep 2026 from 6.7% in Aug 2026.

United States 30-Year Mortgage Rate, 1990–2026
ActualPreviousHighestLowestDatesFrequency
6.7%6.7%18.6%Oct 19812.6%Jan 20211971 – 2026Weekly

News

About this series

30-Year Mortgage Rate in United States averaged 6.0% from 1990 until 2026, reaching an all-time high of 18.6% in Oct 1981 and a record low of 2.6% in Jan 2021. The series is reported weekly with history from 1971.

Source & methodology

Federal Reserve Bank of St. Louis · Federal Reserve Bank of St. Louis (FRED)

FAQ

United States 30-Year Mortgage Rate FAQ